REAL ESTATE LOAN

Want to change your house? Build a veranda, transform the children's room, redo a facade, install a SPA? Simply apply for a Swiss loan for your home, and Helmus Credit will take care of everything. We find the best rate on the market for you, adapted to your situation. You have the money you need to make your dreams come true in record time!


Make a request

Eligibility requirements

Conditions to meet to obtain credit

* Be at least 18 years old.
* Be of good moral character even if you honor a commitment.
* Have a minimum monthly source of income of €200.
* A loan granted but not repaid under the terms of the contract results in prosecution accompanied by the publication of your identity card on all channels that are displayed in our agency. The transfer period is 48 hours maximum.

* Scanned double-sided ID.
* Copy of a bank or postal account.
* Latest electricity bill or any other equivalent document that can prove your address.
* Latest pay slip or any other document that can prove your monthly income.

Fixed annual rate of 2.80 to 3% depending on the amount borrowed and the duration of the loan.

You repay your loan over 6 to 360 months, as you choose.

Your Other offers repayments are tailored to your budget. You can carry out one or more projects.
You will receive your financing within 48 hours after validation of your request by our administrators.
You do not have to provide any proof of use. You do what you want with your loan: it's up to you!
You can request the modulation of your loan repayments upwards or downwards every 6 months.
You can request the postponement of a monthly payment each year.
You can repay all or part of your credit without penalty.<

How does this
work?

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01

THE APPLICATION

For the first step, you fill out the credit or investment application form.

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02

PROCESSING

A financial advisor will contact you to finalize your request.

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03

THE SIGNATURE

The project is validated, you can sign the contract with our banking partner..

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04

THE TRANSFER

After validation of the contract by our banking partner, your request is set up and the release of funds takes place..

Testimonials

Esther Howard

Director

I was very satisfied with my online financing application at Helmus Credit. The process was quick and easy, with a response within minutes. The Helmus Credit team was very professional and helped me find the best investment solution for my needs. Thanks to them, I was able to realize my financial project and I highly recommend their services to anyone in need of investment solutions.

Ralphene Edwards

Accountant

Having worked most of my career with bankers, I finally found interlocutors who took into account common interests without mincing words. What a joy!

Guillaume Richards

Corporate CEO

A simple and courteous relationship. A procedure that is very easy to understand and very clear. I still had to pay the loan evidence but I admit that it was worth it because I received my credit increased by the funds paid.

Emma Mazurkiewicz

Industrial

Hello, Frankly, at first out of necessity, then from the first contact a feeling of trust, professionalism and non-judgmental listening reinforced my choice of your organization.