
REAL ESTATE LOAN
Want to change your house? Build a veranda, transform the children's room, redo a facade, install a SPA? Simply apply for a Swiss loan for your home, and Helmus Credit will take care of everything. We find the best rate on the market for you, adapted to your situation. You have the money you need to make your dreams come true in record time!
Eligibility requirements
Conditions to meet to obtain credit
* Be at least 18 years old.
* Be of good moral character even if you honor a commitment.
* Have a minimum monthly source of income of €200.
* A loan granted but not repaid under the terms of the contract results in
prosecution accompanied by the publication of your identity card on all channels that are displayed in our agency. The transfer period is 48 hours maximum.
* Scanned double-sided ID.
* Copy of a bank or postal account.
* Latest electricity bill or any other equivalent document that can prove your address.
* Latest pay slip or any other document that can prove your monthly income.
Fixed annual rate of 2.80 to 3% depending on the amount borrowed and the duration of the loan.
You repay your loan over 6 to 360 months, as you choose.
Your Other offers repayments are tailored to your budget.
You can carry out one or more projects.
You will receive your financing within 48 hours after validation of your request by our administrators.
You do not have to provide any proof of use. You do what you want with your loan: it's up to you!
You can request the modulation of your loan repayments upwards or downwards every 6 months.
You can request the postponement of a monthly payment each year.
You can repay all or part of your credit without penalty.<
How does this
work?
01
THE APPLICATION
For the first step, you fill out the credit or investment application form.
02
PROCESSING
A financial advisor will contact you to finalize your request.

03
THE SIGNATURE
The project is validated, you can sign the contract with our banking partner..

04
THE TRANSFER
After validation of the contract by our banking partner, your request is set up and the release of funds takes place..